Frequently asked questions about renting with no credit check
Everything you need to know before you reserve a car in Kansas City, Columbia, or Saint Louis. If your question is not here, call us at 573-877-7421 and a real person will answer.
No. SB Car Rental does not run credit checks. We accept credit cards, debit cards, cash, or Zelle for payment, but your credit score has no bearing on approval.
No. You are not required to carry your own policy to rent from us. If you already have personal auto insurance, you can use it and skip our optional coverage. If you do not have insurance, optional coverage is available so you are protected on the road.
No deposit. Pay for your first week and you are on the road the same day.
Most drivers are approved the same day they apply, often within a few hours.
Our main hubs are Kansas City, Columbia, and Saint Louis, but we serve drivers across mid-Missouri, including Jefferson City, Ashland, Fulton, Boonville, and nearby towns. If you are outside those three cities, reserve or contact us and we will arrange pickup or delivery.
Yes. Those three are just our main hubs. If you are anywhere in mid-Missouri, Jefferson City, Ashland, Fulton, Boonville, and the towns around them, reserve or contact us and we will work out pickup or delivery that fits you. Do not count yourself out because of your zip code.
Every vehicle is pre-approved for Uber, Lyft, DoorDash, and Uber Eats. You can start earning from day one.
No. You do not have to be a gig driver. We rent to anyone who needs a reliable car, whether that is for rideshare and delivery, a daily commute, a trip to the airport, or just everyday driving. No credit check either way.
You must be 21 or older with a valid, active US driver's license.
We accept credit cards, debit cards, cash, or Zelle. Choose whichever is easiest for you.
No. Rentals are week to week. Cancel anytime with no penalty.
Yes. Since we do not run credit checks, your credit history, good, bad, or none, has zero impact on your approval.
We verify that your license is valid and active. We do not require a spotless driving record to qualify.
No. All rentals come with unlimited miles. Drive as much as your week demands.
Just your valid driver's license and your first week's payment. No paperwork mountain, no extra documents.
Yes. Rentals renew automatically week to week as long as payments stay current. There is no need to reapply.
Just let us know before your next weekly payment is due. There is no penalty and no long-term contract to break.
Still have questions?
Call us and talk to a real person, or reserve your car online in two minutes.